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Over the years, HBL has grown its branch network and has become the largest private sector bank with over 1,700 branches globally and 2,000 ATMs nationwide and a customer base exceeding ten million relationships.

Key areas of operations encompass product offerings and services in Retail and Consumer Banking. HBL has the largest Corporate Banking portfolio in the country with an active Investment Banking arm. SME and Agriculture lending programs and banking services are offered in urban and rural centers.


HBL is currently rated AAA (Long term) and A-1+ (Short term) with ‘Stable’ outlook and has a balance sheet size of USD 24 billion (FY’16).

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