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HBL was the first commercial bank to be established in Pakistan in 1947. Over the years, HBL has grown its branch network and maintained its position as the largest private sector bank with over 1,750 branches and 2,000 ATMs globally and a customer base exceeding eleven million relationships.

Key areas of operations encompass product offerings and services in Retail and Consumer Banking. HBL has the largest Corporate Banking portfolio in the country with an active Investment Banking arm. SME and Agriculture lending programs and banking services are offered in urban and rural centers.


HBL is currently rated AAA (Long term) and A-1+ (Short term) with ‘Stable’ outlook and has a balance sheet size of USD 24 billion (FY’16).

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