HBL Savings is an app and an online portal by HBL Asset Management Limited. It helps you to plan and manage your savings conveniently and at your own pace.
It enables you to
- Track and manage your investments, anywhere and anytime.
- Perform transactions with ease.
- View and download your account statement.
- Step 1 Visit Digital.hblsavings.com or download app “HBL Savings” from Play store or App store.
- Step 2 Click on OPEN AN ACCOUNT.
- Step 3 Select your Account Type Bunyadi Bachat or Khaas Sarmayakari.
- Step 4 Enter your personal, professional and bank account details in Customer Information. Once the details are added, a One Time Password (OTP) will be sent to your registered mobile number and email.
- Step 5 Provide Regulatory Information and Product Information details.
- Step 6 Review Disclaimer & Submit.
Bunyadi Bachat
- Your Valid National Identity Card.
Khaas Sarmayakari
- Your Valid National Identity Card.
- Proof of your income or the source of funds you intend to invest.
These accounts are differentiated by the amount of savings and transaction limits set by the regulatory authority i.e., Securities & Exchange Commission of Pakistan
| Feature | Bunyadi Bachat | Khaas Sarmayakari |
| Maximum investment in ONE year | 800,000 | No limit |
| Total investment at ANY time | 1,000,000 | No limit |
| Maximum value of any ONE transaction | 400,000 | No limit |
You can invest in all Mutual Funds and Pension Funds offered by HBL Asset Management Limited through the portal in the following categories:
Money Market Funds and Income Funds
- HBL Cash Fund
- HBL Money Market Fund
- HBL Islamic Money Market Fund
- HBL Government Securities Fund
- HBL Income Fund
- HBL Financial Sector Income Fund
- HBL Islamic Income Fund
Equity Funds
- HBL Energy Fund
- HBL Equity Fund
- HBL Multi Asset Fund
- HBL Growth Fund
- HBL Stock Fund
- HBL Investment Fund
- HBL Islamic Equity Fund
- HBL Islamic Stock Fund
- HBL Islamic Asset Allocation Fund
Financial Plan
- HBL Financial Planning Funds
- HBL Islamic Financial Planning Fund
Voluntary Pension Scheme
- HBL Pension Fund
HBL Islamic Pension Fund
These funds are also available for both types of customer accounts. HBL Savings also suggests appropriate products to each customer based on their risk profile.
- Enter your Mobile/Folio/Email/Identity card number and password to access your HBL Saving account.
- By clicking on ‘Invest’, select your desired fund and enter the amount you wish to invest.
- Select your desired payment method and submit the required details.
- Receive a transaction confirmation through a message/email.
This method allows you to invest by allowing HBL Savings to debit your bank account instantly. HBL Savings provides this service in collaboration with NIFT-e-PAY.
Following are steps in instant transfer
- Select Fund & enter amount.
- Select Investment method as ‘Instant Transfer’.
- Agree to disclaimers.
- Select your bank name from the drop-down menu.
- Enter your bank account number.
- Click on the button ‘Send OTP’.
- An OTP will be sent by your bank to your registered mobile number.
- Enter the OTP & click on the button “Pay via Bank Account”.
- Funds will be debited from your account instantly.
- Your investment units will be allocated as per the defined turnaround times.
Currently, the following banks are available in Instant transfer facility:
- Bank Alfalah
- Bank Islami Pakistan
- Bank of Punjab
- Samba Bank
- Albaraka Bank
- Bank Al Habib LTD
- Habib Bank Limited
- Meezan Bank Limited
- Askari Bank
- Allied Bank
- MCB Islamic Bank
- Bank of Khyber
- Habib Metro Bank
Pay us through ‘BILL PAYMENT OPTION’ of your Banking Portal. This feature is provided in collaboration with ‘KuickPay’.
Following are the steps:
- Select Fund & enter amount.
- Select Investment method as ‘Invoice Payments’.
- Click on the button “Generate Bill Number”.
- Save or copy the bill number & click on the process button.
- Agree to the disclaimers.
- Go to your respective bank portal > Bill Payments and select KuickPay or click here (https://app.kuickpay.com/PaymentsBillPayment) to know further details about KuickPay payments via your bank portal.
- Enter Consumer XXXXXXXX number & PAY.
- Funds will be debited from your account.
- Your investment units will be allocated as per the defined turnaround times.
Transfer funds to our account directly from your banking portal (IBFT)
- Select Fund & enter amount.
- Select Investment method as ‘Online Banking’.
- Select the desired Fund from the drop down menu.
- Copy the bank account number of the selected fund.
- Go to your Bank Portal
- Add Fund Bank Account details & enter the same amount which you have entered in the investment form of HBL Savings and PAY.
- Once you have made the transaction from your Bank Portal, attach the receipt in HBL Savings & input IBFT/Transaction reference number.
- Agree to the Disclaimers & click on Done.
- Funds will be debited from your account by your bank and transferred to the selected mutual fund’s bank account.
- Your investment units will be allocated as per the defined turnaround times.
You can easily change or update your profile in HBL saving. Just login into your account click on Update profile and then click on edit option on relevant fields you want to change or update.
The regulatory authority requires the customers to confirm the ownership of their provided mobile number. While you are providing us with data to open your account, we verify the ownership of your provided cell number from PMD (Pakistan MNP DATABASE)
If you are using a cell number registered in someone else’s CNIC a declaration will be required and you will be guided about this in the account opening journey.